2018 taxes & the Health Insurance Marketplace ®

Any health insurance that meets the Affordable Care Act requirement for coverage. The fee for not having health insurance no longer applies. This means you no longer pay a tax penalty for not having health coverage.

Refer to glossary for more details.

for all or part of 2018, you may have to pay a

A payment ("penalty," "fine," "individual mandate") you made when you filed federal taxes if you didn't have health insurance that counted as qualifying health coverage for plan years 2018 and earlier. The fee for not having health insurance no longer applies. This means you no longer pay a tax penalty for not having health coverage.

Refer to glossary for more details.

with your federal income tax return.

FYI: If you didn’t have health coverage for only 1 or 2 consecutive months of the year, you may not have to pay the fee. You’ll report this exemption on your tax return. Learn more about this exemption.

You will NOT get Form 1095-A unless you or someone in your household had Marketplace coverage for all or part of 2018.

Find out if you qualify for an exemption from the coverage requirement

Exemptions are available based on a number of situations, including certain hardships, some life events, health coverage or financial status, and membership in some groups.

Pay the fee if you don’t qualify for an exemption

This applies for plan years 2018 and earlier. The fee for not having health insurance no longer applies.

Tax forms and instructions:

Health care tax resources

Calculate your penalty

More than one coverage status?

If you weren't enrolled in any health coverage for only part of 2018, or other family members had different coverage, visit the relevant pages below.

Learn what to do for: