Current nj pba mortgage rate

Adjust the graph below to see changes in average mortgage rates in New Jersey.

Compare NJ mortgage rates by loan type

The table below is updated daily with New Jersey mortgage rates for the most common types of home loans. Compare week-over-week changes to mortgage rates and APRs in New Jersey.

The APR includes both the interest rate and lender fees for a more realistic value comparison.

New Jersey conforming loans

New Jersey government loans

New Jersey jumbo loans

Mortgage options in New Jersey

Loan programs and rates can vary by state. To set yourself up for success and help you figure out how much you can afford, get pre-qualified by a licensed New Jersey lender before you start your home search. Also check New Jersey rates daily before acquiring a loan to ensure you’re getting the lowest possible rate.

If you already have a mortgage and are considering a refinance, get customized rates for your unique circumstances. The APRs on this page are for purchasing mortgages, which are typically similar to refinance rates. Though, refinance rates can be higher.

A lot of lenders will require an appraisal during the mortgage process to determine the fair market value of a property. This ensures you’re not paying more for a home than it’s worth on a purchase transaction and verifies the amount of equity available on a refinance transaction. Home values are constantly changing depending on buyer demand and the local market. Typically, home values increase over time. Contact a New Jersey lender to learn more about local requirements for mortgages.