About Us

Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan.

Chola MS offers a wide range of insurance products that include Motor, Health, Property, Accident, Engineering, Liability, Marine, Travel and Crop insurance for individuals and corporates. In FY 2023-24, the company achieved a Gross Written Premium (GWP) of INR 75,329 million. Chola MS has 198 branches and over 30,000 intermediaries across the country.

Chola MS champions a brand philosophy called T3, which stands for Trust, Transparency, and Technology. It has also been consistently recognised and awarded by the Government of India, international entities and ratings agencies for its insurance service and delivery innovations.

Chola - About Us Our philosophy Content

Our Philosophy

Trust Image

Trust

We believe that trust is the one common thread that binds us, our agents and you. And we give our best to uphold your trust in every step. Firstly, we have earned the reputation of being good listeners.

Transparency Image

Transparency

We maintain utmost transparency to give you the complete picture of our products. By using simple words instead of jargons and by explaining every feature in detail; we make sure you understand the process from end-to-end.

Technology Image

Technology

Through technology-enabled channels like our website and 24x7 call center services, reaching us is now effortless and saves time. We've invested in the right technology to make processes simple and deliver a great customer experience.

Chola - Board Of Directors

Board Of Directors

Mr M M Murugappan

Mr Margam Rama Prasad

Mr Sujay Banarji

Ms. Kasivajjula Ramadevi

Mr.Sridharan Rangarajan

Mr V Suryanarayanan

Mr. Naoki Takeda

Mr. Osamu Akine

Chola - About Us Murugappa Content

Murugappa

A 123-year-old conglomerate with presence across India and the world, the INR 742 billion Murugappa Group has diverse businesses in agriculture, engineering, financial services and more.

The Group has 9 listed companies under its umbrella — Carborundum Universal Limited, CG Power & Industrial Solutions Limited, Cholamandalam Financial Holdings Limited, Cholamandalam Investment & Finance Company Limited, Cholamandalam MS General Insurance Company Limited, Coromandel International Limited, EID Parry (India) Limited, Shanthi Gears Limited, Tube Investments of India Limited and Wendt India Limited. Brands such as Ajax, Hercules, BSA, Montra, Montra Electric, Mach City, Gromor, Paramfos, Parry’s are part of the Group’s illustrious stable.

Abrasives, technical ceramics, electro minerals, electric vehicles, auto components, fans, transformers, signalling equipment for railways, bicycles, fertilisers, sugar, tea and several other products make up the Group’s business interests.

Guided by the five lights — integrity, passion, quality, respect and responsibility — and a culture of professionalism, the Group has a workforce of over 73,000 employees.

For more information, see www.murugappa.com

Chola - Key Management Content

Key Management.

V Suryanarayanan

Osamu Akine

Ashish Hallan

President & Chief Operating Officer

S Venugopalan

Executive Vice President and Chief Financial Officer

Praveen Kumar Pathak

Chief Technical officer

Mahendra Kumar Tripathi

Chief Compliance Officer & Company Secretary

Chitra K

Senior Vice President and Head – Digital, Branding & Corporate Communications

Suresh Surendranathan

Chief Technology Officer

Abhiranjan Gupta

Senior Vice President & Chief Investment Officer

Shailen Merchant

Senior Vice President & Head – Human Resources

S K Rangaswamy

Vice President, Chief Risk Officer and Head- Operations & CRM

Ashwani Kumar Arora

Senior Associate Vice President – Actuary and Appointed Actuary

Chandar Ramamurthy

Senior Associate Vice President and Head - Reinsurance

Punit Agarwal

Associate Vice President & Head- Internal Audit & FCU

Chola - About Us Awards And Recognitions Content

Awards & Recognitions

Most Trusted Brands of India

We won the consumer choice award through an independent research conducted with PAN India audience evaluating the brand on parameters such as brand recall, trust, adaptability and relatability.

Amiable Insurer

We were honoured for our remarkable contributions and innovation in the domain of non –life Insurance by ET EDGE.

Runner Up - Best Strategies for Insurance Spreading India

Indian Chamber of Commerce along with Insurance Institute of India, Life Council of India, General Insurance Council, National Insurance Academy and PwC India as Process Reviewer honoured us with this merit

Best Mid Size General Insurer

Mint Annual BFSI Summit & Awards 2023 in its 16th Edition conferred us with this award to felicitate outperformers in the financial services industry

Best Digital Awareness Campaign

4th Annual BFSI Excellence Award hosted by Quantic presented this prestigious award for our extensive social and digital campaigns on ‘Simple Hai’

Pride of Tamil Nadu Award for BFSI (Banking, Financial Services and Insurance) Sector

Chola MS was conferred with thePride of Tamil Nadu Award for General Insurance category for its performance, growth, market innovation, customer service and technology.

Dream Companies to work for in Private Insurance Sector

Chola MS was named as one of the Dream Companies to work for in Private Insurance Sector 2017 presented by Times Ascent.

Best CSR Practice

Chola MS was conferred with the “BEST CSR PRACTICE” Award. The award recognises the company for its continuous contribution to CSR activities.

The Economic Times Best Brands 2020

CHOLA MS has been recognized as one of ‘The Economic Times Best Brands 2020’

Golden Peacock Award – Risk Management

Chola MS was conferred the coveted ‘Golden Peacock Award 2017’ for Risk Management Organised by “Institute of Directors”.

Chola - About Us Society Above All Content

Society Above All !

Ambulance Inauguration @ Head Office, Chennai on 01.11.2023 – Hindu Mission (Tambaram)

Provision of Ambulance amounting to Rs.25.98 Lakh for use by Hindu Mission Hospital, Chennai, at Tambaram and nearby areas, through Rotary Club of Chennai Upscale, Chennai.

By Chola MS CSR Department, Chennai

Bus Inauguration @ Ludhiana on 01.02.2024 – Sankara Eye care

Provision of bus amounting to Rs.34 Lakh for use by Sankara Eye Foundation Hospital, Ludhiana, through Sri Kanchi Kamakoti Medical Trust, Coimbatore

By Chola MS CSR Department, Chennai

Inauguration of Ultra sound machine @ Idhayangal Trust, Coimbatore on 09.02.2024

Contribution towards medical equipment – Ultrasound scanner to Idhayangal Charitable trust, Coimbatore amounting to Rs.14 Lakh

G Kuppuswamy Naidu memorial Hospital - Ventilator for Neonatal Incentive Care Unit – Coimbatore

Contribution towards supporting with a ventilator for Neonatal Incentive care unit at G Kuppuswamy Naidu Memorial Hospital, Coimbatore, amounting to Rs.33 Lakh

Voluntary Health services (VHS), Adyar, Chennai –Cusa Machine for Neurosurgery Department

Support to purchase of Neuro Endoscope Equipment amounting to Rs.45 Lakh to help various surgeries in the brain/spine to The Voluntary Health Services, Chennai.

Jayam special school – Ayapakkam (Chennai) – support for Construction of One Room

Financial support to Construction of one room amounting to Rs.10 Lakh in Jayam Special School, Chennai, with Residential Care Facility for Students with Disabilities

V-Excel Educational Trust, Chennai –To support Early intervention and remedial education for disadvantaged children with special needs

Contribution for an amount of Rs.10 Lakh to adopt schools in economically disadvantaged areas (Outreach) to provide knowledge, therapeutic and remedial support for school students, who need such services until they are 12 years of age to V-Excel Education Trust benefitting around 200 students

Chola - Footer Content

Products

Commercial Vehicle Insurance

Service

Non Cashless Garages

Information Center

Slice of Health

General Safety Tips

Service Parameters and TAT

List of Excluded Items

Company

Corporate Social Responsibility

Other Products

Third Party Car Insurance

Zero Depreciation Car Insurance

Car Insurance Calculator

Compare Car Insurance

Third Party Bike Insurance

Bike Insurance Calculator

Rural Insurance

Pradhan Mantri Fasal Bima Yojana

Agent
Legal

Surveyor Duties Responsibilities

Do Not Call Registry

Code of Conduct

Others

Unclaimed Amount Policy Holders

IRDA consumer Education

Call Us

Health and Other Products
1800-208-9100

WhatsApp Us 7305234433

Download now or search “Chola MS” to install the app

Traffic Portlet

Chola - Blue Bottom Footer Content

Other Links

Health Insurance Guides

Motor Insurance Guides

Bike Insurance Guides

CIN :U66030TN2001PLC047977. IRDAI Registration Number 123

All Rights Reserved. Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation. Reg office: 2nd Floor, "Dare House", No.2, NSC Bose Road, Chennai - 600001, India. IRDAI Registration Number : 123. Trade logo displayed above belongs to ‘CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED” and Mitsui Sumitomo Insurance Company Limited and used by Chola MS under license.

Important Message: By submitting your contact information on forms on our website, you agree to be contacted by our Customer Service Representatives.

The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale.

CIN :U66030TN2001PLC047977. IRDAI Registration Number 123

All Rights Reserved. Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation. Reg office: 2nd Floor, "Dare House", No.2, NSC Bose Road, Chennai - 600001, India. IRDAI Registration Number : 123. Trade logo displayed above belongs to ‘CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED” and Mitsui Sumitomo Insurance Company Limited and used by Chola MS under license.

Important Message: By submitting your contact information on forms on our website, you agree to be contacted by our Customer Service Representatives.

The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale.

USE of Cookies

We store a cookies on your computer when you visit our website. A cookie is a small text file that is stored on a user`s computer for record-keeping purposes. The primary purpose of these cookies is to analyze how useres move within our website. Our cookies lets you vies customized pages while transacting with us. Our cookies do not have confidential or personally identifiable information. Since, we user session ID cookies, they do not track a user after leaving our website. A seesion ID cookie expires when you close the brower it is required if you want to buy a policy online from us. We also use analytic tools to track visitor traffic on website.

Some of our business partners such as chat support use cookies on our site. We have no access to or control over these cookies. This privacy statement covers the use of cookies by www.cholainsurance.com only and does not cover the use of cookies by any third parties.

You can choose to accept or decline cookies. Most web browser automaticlly accecept cookies. But you can modify your browser setting to decline cookies as per your preference.

You hereby aggree and allow Chola MS your full consent, to collect information and data in respect of (i) computers used by you, (ii) mobile phones used for accessing the Company`s platform as well as mobile applications, (iii) IP addressess, (iv) operating system(s) and mobile operating platforms, (v) nature and types of internat browsers and explorers, etc. The above is not an exhaustive list but merely representational of the general data and information theat is collected by the Company through cookies. The said data and informatio will help the Company serve you better and will also assist for the purpose of administration including system administration.