Best Short-Term Health Insurance in Kansas (2024)
After scoring insurance companies on affordability and plan options, MoneyGeek found that National General Accident & Health provides the best short-term health insurance in Kansas. The company earned a score of 95 out of 100, has the lowest maximum out-of-pocket (MOOP) costs and offers numerous plan choices.
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By Brenna Kelly
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Licensed Health Insurance Agent
Brenna Kelly, the former Health Insurance Content Manager at MoneyGeek, is a licensed health insurance agent and real estate associate. She is qualified to provide expert insight and advice on medical insurance, disability, long-term care, critical illness, Medicare Supplements and Medicare Advantage Plans. Kelly has a Bachelor of Science and a Master of Arts in Applied Sociology from the University of Central Florida. She uses her content production experience and health insurance expertise to deliver informative articles.
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Edited by Katherine Kurtz, PhD
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Katherine Kurtz, PhD
Katherine Kurtz, Ph.D., is the Managing Editor at MoneyGeek, with 15 years of experience in academic and content editing. She holds a doctorate in philosophy from Villanova University, where she also worked as an adjunct professor and the managing editor of *Hypatia*, a peer-reviewed feminist philosophy journal. Kurtz believes in "education as a practice of freedom" (bell hooks) and seeks to empower herself and others by openly sharing financial knowledge and resources.
BK
By Brenna Kelly
BK
Licensed Health Insurance Agent
Brenna Kelly, the former Health Insurance Content Manager at MoneyGeek, is a licensed health insurance agent and real estate associate. She is qualified to provide expert insight and advice on medical insurance, disability, long-term care, critical illness, Medicare Supplements and Medicare Advantage Plans. Kelly has a Bachelor of Science and a Master of Arts in Applied Sociology from the University of Central Florida. She uses her content production experience and health insurance expertise to deliver informative articles.
KP
Edited by Katherine Kurtz, PhD
KP
Katherine Kurtz, PhD
Katherine Kurtz, Ph.D., is the Managing Editor at MoneyGeek, with 15 years of experience in academic and content editing. She holds a doctorate in philosophy from Villanova University, where she also worked as an adjunct professor and the managing editor of *Hypatia*, a peer-reviewed feminist philosophy journal. Kurtz believes in "education as a practice of freedom" (bell hooks) and seeks to empower herself and others by openly sharing financial knowledge and resources.
Updated: May 22, 2024
Advertising & Editorial Disclosure
In Kansas, National General Accident & Health and UnitedHealthcare are MoneyGeek’s picks for best overall short-term insurance providers, scoring 95 and 70 out of 100, respectively.
Short-term health insurance is a good option if you need temporary coverage, say when you're between jobs or waiting for open enrollment in a marketplace plan. Short-term plans only cover you for a few weeks or months but can be extended.
However, short-term plans don’t comply with the Affordable Care Act (ACA), might not include essential health benefits and can turn you down if you have pre-existing medical conditions.
Although short-term plans are cheaper, they shouldn’t replace a marketplace plan. You might be able to sign up for a marketplace plan with better coverage at a similar cost if you take advantage of subsidies.
Best Short-Term Health InsuranceBest Companies for Short-Term Health Insurance in Kansas
Best Overall - National General Accident & Health Best Cheap - National General Accident & Health Best for Between Jobs - National General Accident & Health METHODOLOGYTo determine the best short-term health insurance companies, MoneyGeek analyzed the pricing, plan options and cost-sharing choices for thousands of plans. Within each state, plans were aggregated by company to compile an overview of a short-term health insurance provider. In determining the best short-term providers for specific categories, weights were redistributed to take into account the goal of the health insurance plan.
Please be advised that the costs provided are averages. Actual rates will vary based on consumer profile and location.
These companies offer the best short-term health insurance in Kansas:
MoneyGeek based these rankings on the companies’ average maximum out-of-pocket (MOOP) costs and flexibility in cost-sharing.
Of these top picks, National General Accident & Health and UnitedHealthcare offer comparably low MOOP costs at $11,000 and $11,321, respectively. Independence American Insurance Company has a higher average MOOP at $12,833 but compensates by providing significantly more plan options.
MoneyGeek Top PickMoneyGeek recommends National General Accident & Health as the top temporary health insurance provider in Kansas, scoring an impressive 95 out of 100. This company has offered health and accident insurance products across the U.S. for over 75 years and has helped more than 350,000 Americans find health insurance.
National General Accident & Health has flexible short-term insurance offerings that vary in term length, plan options, deductibles, coinsurance and benefits, including access to large national networks. However, be aware that this insurer might have a waiting period and application fees.
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